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Keen for a sea change? Beat the Millennial rush

Keen for a sea change? Beat the Millennial rush

by Nathan Osinski | Oct 30, 2018 | Mortgage Brokers, Planning for the future, Real Estate

Buying a house by the sea in a little known coastal town is no longer reserved for retirees. New research shows that those flocking to coastal towns are now predominately young families. Most of us have dreamt of the days when we’ll one day be able to afford a...
Done your tax return yet? Time to get cracking

Done your tax return yet? Time to get cracking

by Nathan Osinski | Oct 26, 2018 | Community, Taxation

Just like a Melbourne Cup winner tearing down the outside, the October 31 tax deadline can quickly rush up on you. As the Australian Tax Office can fine those who fail to get theirs in on time, it might be time to get cracking. The good news is you still have time to...
Farewell negative gearing and CGT discount?

Farewell negative gearing and CGT discount?

by Nathan Osinski | Oct 24, 2018 | Investment Lending, Mortgage Brokers, Planning for the future, Real Estate

You’ve probably seen ‘negative gearing’ and ‘capital gains tax’ in the news recently. That’s because they’re set to become hot topics ahead of the next federal election. Today we’ll take a look at both. If you’re...
Six ways to ride through life’s tougher times

Six ways to ride through life’s tougher times

by Nathan Osinski | Oct 10, 2018 | Credit Rating, Personal Lending

Sticking to a financial plan – such as paying off a mortgage – can be a long journey that’s punctuated by high highs and low lows. Here are some tips to get you through the tougher times. October is generally the month that people all around Australia and the...
Why is the bank saying I can’t service a loan?

Why is the bank saying I can’t service a loan?

by Nathan Osinski | Oct 5, 2018 | Mortgage Tips

A question we often get goes something along the lines of: ‘I make my repayments on time, and I save $1,000 per month, why is the bank saying I can’t service a loan?’ Here’s how banks conduct loan serviceability. When a bank calculates loan...

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  • Ready for lift-off: how to prepare a buffer for more rate rises

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