by Nathan Osinski | Oct 3, 2019 | Budgeting, Business, Credit Rating, Taxation
More than one-in-five SMEs are having cash flow problems due to business loans being rejected, according to new research. The report, by market analysis firm East & Partners on behalf of Scottish Pacific, also shows just one in 10 SMEs believe they are on top of...
by Nathan Osinski | Sep 30, 2019 | Budgeting, First Home Buyer, Mortgage Tips, Planning for the future
Three-in-five prospective first home buyers intend to buy soon with a smaller deposit, rather than wait until they have saved a 20% deposit. So how do they plan on doing so? It usually takes between seven to 14 years for first home buyers to save a 20% first home...
by Nathan Osinski | Sep 25, 2019 | Budgeting, First Home Buyer, Mortgage Tips
Imagine buying your first home with only a 5% deposit and not having to pay lenders mortgage insurance (LMI). Well, that dream is one step closer to reality after the government introduced legislation to implement the First Home Loan Deposit Scheme. Currently, people...
by Nathan Osinski | Sep 4, 2019 | Budgeting, Personal Lending
How much do you think the average Aussie spends on gifts each month? $20, $50 or 100? (hint: we’re a generous bunch). Today we’ll look at why it’s important to budget for these expenses correctly, rather than succumbing to ‘buy now, pay later’ services. Did you know...
by Nathan Osinski | Aug 27, 2019 | Budgeting, Business, Community
Ever thought about investing in solar panels for your home? If so, you’ll know it’s a big decision and there’s a lot to wrap your head around. Fortunately, the consumer watchdog is proposing a new retailer code to make solar purchases safer and easier. Australia is...
by Nathan Osinski | Aug 23, 2019 | Budgeting, Mortgage Brokers, Mortgage Tips
Indulgences such as caviar, wagyu beef and the finest bottles of wine shouldn’t count against you when lenders assess your application for finance, a Federal Court judge has said. Ok, so maybe Federal Court Justice Nye Perram has a slightly different grocery list to...
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