by Nathan Osinski | May 13, 2019 | Interest Rates, Investment Lending, Mortgage Tips, Planning for the future
Fixing your home loan while rates are dropping is a bit like pulling the ripcord on a parachute. If you do it early you’ll get a steady ride but may miss out on a bit of action. But if you leave it too late things might get a little messy. To fix the rate or...
by Nathan Osinski | May 6, 2019 | Interest Rates
We don’t like to dust off the old crystal ball and speculate very often, but there’s been so much noise about whether the RBA will cut the official cash rate this Tuesday that we feel compelled to address it. 30 meetings in a row. That’s how long the...
by Nathan Osinski | Feb 28, 2019 | Business, Interest Rates, Personal Lending, Uncategorized
There’s been a lot of noise in the home lending and financial space recently, so there’s every chance you may have missed it, but some lenders are starting to cut rates. The RBA may have kept rates on hold for 30 consecutive months, but that hasn’t...
by Nathan Osinski | Feb 19, 2019 | Business, Community, Interest Rates, Investment Lending, Mortgage Brokers, Mortgage Tips, Personal Lending, Planning for the future
Higher interest rates, increased fees, less flexibility and fewer options. That’s how borrowers will lose out if the banking Royal Commission’s recommendations around how mortgage brokers are paid are implemented. Here’s how you can have your say!...
by Nathan Osinski | Feb 15, 2019 | Business, Community, Interest Rates, Investment Lending, Mortgage Brokers
Once again the Big 4 Banks have escaped major punishment and gotten exactly what they wanted: adding a multi-thousand-dollar tax on borrowing that’ll hit consumers and brokers hardest. By now you might have seen some of the Royal Commission recommendations in...
by Nathan Osinski | Jan 17, 2019 | Interest Rates, Mortgage Tips
It’s the end of the road for 900,000 borrowers on interest-only loans, as they’ll be automatically switched to principal and interest loans this year. Now’s the time to check whether or not you should start considering other options. Back in 2014-15...
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