by Nathan Osinski | Oct 10, 2018 | Credit Rating, Personal Lending
Sticking to a financial plan – such as paying off a mortgage – can be a long journey that’s punctuated by high highs and low lows. Here are some tips to get you through the tougher times. October is generally the month that people all around Australia and the...
by Nathan Osinski | Sep 27, 2018 | Credit Rating, Mortgage Tips, Personal Lending, Planning for the future
Many people only pay their bills on time to avoid being slugged with late fees and a bad credit rating. But a big change this month means that you can now be rewarded for timely repayments. From mid-September, ANZ, NAB, Westpac and CBA all agreed to commence...
by Nathan Osinski | Sep 20, 2018 | Mortgage Tips, Personal Lending, Real Estate
Whether it’s unrequited love, or an unsuccessful home loan application, getting your heart broken is never easy. Here are five common reasons home loan applications are rejected. Due to the banking royal commission, lenders are cracking down on home loan...
by Nathan Osinski | Sep 17, 2018 | Personal Lending
Credit card providers love to use all kinds of incentives to get you to put that shiny piece of plastic into your wallet, ripe for usage at your weaker moments. Here’s how to avoid getting snared in credit card debt. Most humans love to spend. It’s a...
by Nathan Osinski | Aug 22, 2018 | Personal Lending
We all experience times in life when we just can’t wait to get our hands on that shiny new item. But as the old saying goes: good things come to those who wait. Afterpay is the largest buy now, pay later scheme in Australia. In fact, Afterpay had more than $1.45...
by Nathan Osinski | Jul 12, 2018 | Personal Lending
When there’s something you need or want, you have plenty of options when it comes to finding the money to pay for it. We can choose to: Save up the money Use our existing savings Use a credit card Take out a personal loan There are several reasons why the best option...
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