fully accredited mortgage broker
Helping each client understand how money works, and allow them to see how seemingly minor choices can have major impacts on their financial lives.
Why should you use a
There are lots of good reasons why more than half of Australians now use a broker to secure a home loan. Probably the most important one that is we work for you, not the banks. We speak to you first to find out what you need, and then we use our knowledge of the market to better negotiate with the lenders. Then we get a range of options before we work out which one is right for you, not what’s right for the lenders.
We streamline the process.
The first step is we come to meet with you – home or work – whatever suits you. It lets us get to know you and what your financial needs and goals are. Then we research the many different products from a range of lenders to ensure we find the right solution.And just to make things even easier, we’ll do the paperwork, manage the application process and then take it through to settlement.Best of all, because this is what we specialise in, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible.In short, a broker is there to look out for your interests, while lenders are there to look after their own. We don’t have to say who’ll do a better job for you.
If you’re looking for a home loan, Osinski Finance is here to help.
SERVICES WE OFFER
Helping you understand how money works
Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The first big question is how much you can borrow and what your likely repayments will be.
As your broker, it’s my responsibility to not only help you find the right loan, but also to help make sure you’re able to service it.
About OSINSKI FINANCE
behind the scenes
CEO of Osinski Finance
I’m dedicated to helping homeowners make the most informed mortgage decision possible. One that integrates your personal financial plan and major life goals, such as retirement and wealth accumulation
NEWS AND OPINION
A question we often get goes something along the lines of: ‘I make my repayments on time, and I save $1,000 per month, why is the bank saying I can’t service a loan?’ Here’s how banks conduct loan serviceability.
Information is power. Knowing how much a property is worth can help you secure a great price during negotiations.
Many people only pay their bills on time to avoid being slugged with late fees and a bad credit rating. But a big change this month means that you can now be rewarded for timely repayments.
What Our Customers Think
behind the scenes
“Nathan has a wide range of knowledge on what loans to go for and who will be the best bank for you. He’s done nothing but continuously help over the course of my re-financing application and replied to texts and phone calls straight away. Awesome customer service and be sure he’s doing everything he can for you as a knowledgeable broker. ” – Benjamin
“Due to Nathan we managed to refinance and redraw ( even in the current climate) on a better rate than before.
Don’t go anywhere else until you’ve spoken to him.
Knowledgable, patient ( with my mountain of questions) and friendly!” – Stu
“I would highly recommend the services of Osinski Finance as a first stop for anyone looking for excellent personalised service.
Osinski finance helped the process of buying our first home a very pleasant and and stress free experience. Thanks Nathan, Job Well done! ” – James
Good honest reliable advice. Champion bloke who knows his stuff, cheers Nathan – Jayden