What is a Rate Tracker?
A Rate Tracker is a powerful, straightforward tool designed for mortgage holders who want to stay on top of their interest rates. It helps track current mortgage interest rates and uses secure Open Banking technology to see if that rate is competitive in the current market.
Think of the interest rate tracker as your proactive assistant, always checking for any shifts or better offers that might benefit you and ensure you’re getting the best possible deal without needing to jump between lenders or go through refinancing unless it’s truly worth it.
With Rate Tracker handling the comparisons, you no longer need to spend hours researching or meeting with multiple brokers. You can rest assured knowing your rate remains competitive and working in your favour.
How Our Rate Tracker Will Benefit You
With Osinski’s Rate Tracker, staying in control of your mortgage has never been easier. Here’s how this simple tool can help you:
Track Rates in Real Time
With secure Open Banking technology, you’ll always have up-to-date information from your lender so you can see exactly where you stand at any time.
Rate Comparison
Easily check if your rate is competitive by comparing it to other lenders' interest rates in the market, helping you make smarter choices about your mortgage.
Repricing Option
If there’s a better rate available with your current lender, Rate Tracker makes it easy to request a repricing without the hassle of switching.
Future Rate Monitoring
Rate Tracker keeps an eye on your rate over time, so you can rest easy knowing your rate stays aligned with market trends.
How Osinski Finance’s Interest Rate Tracker Works
1. Sign Up
Getting started is quick and easy—just enter your name, email and mobile number—and agree to our privacy policy to get started!
2. Connect Mortgage
Our Rate Tracker securely connects you to your lender using advanced Open Banking technology to access your current interest rate for real-time tracking.
3. Rate Scoring
Your mortgage rate is then given a score out of 10. If your score falls below 8, you’ll receive a prompt to request a re-price from your lender.
4. Continual Monitoring
Our Rate Tracker continually monitors your rate to ensure it remains competitive. You’ll receive alerts if your rate drops below a certain threshold so you’re always in the know.
Kickstart Your Savings with Our Lender’s Interest Rates Tracker!
Don’t leave your mortgage rate to chance—sign up today and start your interest rate tracker for free! Ensure you’re always getting the best deal with our innovative tool and take the first step towards saving money on your mortgage.
Understanding Open Banking Technology
Open Banking is a secure and innovative approach allowing you to securely share your banking data with third-party services. It helps financial tools like the Rate Tracker to securely access real-time data directly from your lender about your mortgage and interest rates without any hassle.
This technology is governed by the Australian Competition and Consumer Commission (ACCC), making it one of the safest ways to share basic banking information. Its strict framework ensures that only authorised services can access your data, giving you peace of mind while you take control of your financial decisions.
With Open Banking, you can rest easy knowing that your information is used responsibly by financial tools like the Interest Rate Tracker. This ensures you always have control and transparency while getting the best value out of your mortgage.
What Makes Our Rate Tracker Stand Out?
Securing the Best Lenders’ Interest Rates with Your Current Lender
Osinski helps you negotiate better rates with your existing lender before considering refinancing options, so there’s no need to switch lenders unless it’s truly beneficial.
Proactive Rate Monitoring
With real-time Open Banking data, our Rate Tracker keeps a close eye on market rates, ensuring you always get the best deal without the hassle of constantly checking.
Inclusive for All Mortgage Holders
Osinski’s services are designed for everyone with a mortgage, whether or not you came to us for your original loan. We believe that all mortgage holders deserve access to the best lenders' interest rates and proactive support, making our service truly inclusive.
Data Security and Transparency
Open Banking ensures your mortgage data is securely accessed, keeping your information safe while giving you the insights you need to make informed decisions about your mortgage.
Sign Up for Our Free Interest Rate Tracker Today!
Don’t miss out on the chance to secure the best mortgage and lenders’ interest rates! Sign up for free and start monitoring your interest rate in real-time!