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How to choose your default Super fund

Choosing the right superannuation fund can be like navigating a maze. Just when you think you’re onto a winner you run into a dead end – whether that be because of high fees, hidden costs, or poor performance. Today we’ll break down the process of choosing a fund in 9 simple steps.

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5 Common Credit Card Traps

Credit card providers love to use all kinds of incentives to get you to put that shiny piece of plastic into your wallet, ripe for usage at your weaker moments. Here’s how to avoid getting snared in credit card debt.

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Buying your first investment property

Buying your first investment property is an exciting prospect. It’s also a serious investment decision and your choice of property and how well you prepare for entering the investment market can have major impacts on your future financial security – for better or...

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3 Benefits of a Personal Loan

When there’s something you need or want, you have plenty of options when it comes to finding the money to pay for it. We can choose to: Save up the money Use our existing savings Use a credit card Take out a personal loan There are several reasons why the best option...

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Home Renovation: Step 3 – Finance Options

Now that we’ve looked at how you should plan and get to your budget for your home renovation, the final step before you go ahead is to consider how you’re going to finance your projects. What are the different options you have at your fingertips to help you get those...

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Home Renovation: Step 2 – Budget

Now that you have planned your home renovation project by considering what fits your taste, how long the project will take, and when you need to do it, it’s time to turn your attention to your budget. It is easy for home renovation projects to get out of hand and end...

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Home Renovation: Step 1 – Plan

Australians love DIY, with home renovation projects proving hugely popular across the country. As a nation, we are spending more on home improvement projects than ever before, both in terms of projects we do ourselves or the investment in paying an individual or...

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How to create a small business budget

Budgeting might seem like a bore, especially for time-poor tradies and small business owners, it is crucial in ensuring long-term success. Here are five key steps to getting started with a simple budget for your business. Getting started. Janine Allis, founder of...

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Osinski Finance and Tiny Sparks WA

As a business owner, one of the greatest things you can do is to share your success and give back to the community. At Osinski Finance we have a very special link to a WA organisation known as Tiny Sparks WA. To celebrate Father’s Day 2017, if you have a meeting with...

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Our First Blog

New Blog Very soon you will be able to keep up to date with everything that is happening in the world of finance via our new Blog. Over the coming weeks and months we’ll be posting regular updates full of information that will help you get the most out of your...

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Contact Me Today!

I’m dedicated to helping homeowners make the most informed mortgage decision possible. One that integrates your personal financial plan and major life goals, such as retirement and wealth accumulation. There’s no cost to my services, so you have nothing to lose.

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Osinski Finance

Dedicated to helping you secure your first home, next home or a better deal.






157 Clyde Avenue, Baldivis WA 6171

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